AMERICAN DREAM SERVICE PROGRAM (ADSP)
Private sector, Real estate sector, federal government, local government and state government resources to help people to achieve their dreams of owning real estate or investing in real estate.
The American Dream Program is rooted and derived from the Declaration of Independence, which proclaims that “all men are created equal” with the right to “life, liberty and the pursuit of happiness.”
“The American Dream” of the United States, the set of ideals rights, liberty, opportunity, and equality in which the ADS provides freedom and includes the opportunity for prosperity and success, and an upward social mobility for every US family and children the program helps families to achieve success with few barriers. The ADS helps to eliminate housing discrimination and promote economic opportunity to develop diverse inclusive communities.” Life should be better and richer and fuller for everyone, with opportunity for everyone.” regardless of social class, nationality or circumstances of birth.
After the completion of the first stage of the program, the financial literacy, the buying process, and the purchase procedures programs will begin. These programs will begin after the credit session which will be a 2-month session. Altogether the American Dream Program is a 6-month program.
The American Dream Service/Program will guide the client through the real estate purchasing process from beginning to end. The ADS program will give the clients powerful awareness and ability that will follow them for a lifetime and carry on to future generations. The features of this service will be introduced and implemented through sessions called a “Bottega” (workshop). The Bottega will be made up of seminars conducted anywhere that have an environment designed to speak to an audience such as a library, conference hall, school auditorium, banquet halls etc.
The ADM service is not an ordinary real estate sells program. The ADM service will provide the elements within the sells process that is missing from other real estate firm sales processes. Instead of focusing on just the selling of the real estate, MRI will help the potential individuals to become aware of credit scores, financial literacy, and understanding of the complete process of real estate purchases. MRI will make this a primary fiduciary duty to the client.
This ADS program will give the client power that will develop from the Bottega that will give them clarity of the process which is needed due to it being one if not the biggest and most important purchases in their entire life. This is a purchase that can be felt by future generations of the client. This service program will initially be available exclusively from Mills Realty and will only be released and executed in-house at Mills Realty branches throughout the United States.
The goal is to earn the deepest trust amongst our stakeholders. We will be a leader in providing “universal services” of this type to our clients.
The American Dream Service Program (ADSP) is a high quality, reliable, versatile, and powerful product that meets the needs of all consumers of the real estate market. The ADM service have 4 features that make up the completion of the service and they are:
• Credit Score Awareness (Credit person to be announced)
• Financial Literacy Awareness (Lester Blair)
• The Buying Process Awareness (Mortgage Cindy)
• Awareness of the Purchase Procedures (Leroy and Paladinetti)
The credit section is the first and primary part of the program and will bring awareness to the client about the importance of the credit score and the different types of scores. This section will last 4 months for the client and will begin credit repair ASAP for a fee of $20 aweek for 4 months. The CSA program is made up of a 101 Action divided into 8 sections.
3. Credit Information
4. Credit Score and Pitfalls
5. Improving You Score
6. Understand Grants & Loans and Your Credit Score “YES GRANTS!”
7. Credit Real Estate
8. Protect Your Credit Score and Life events
At the end of the Credit Bottega of the service, the financial literacy section will begin and will last a length of 2 months. This part of the program will give the client the awareness of the basics of the financial language that most within US society misunderstand. There will be 11 awareness workshop courses which will be completed in the last two months of the service and those courses are:
1. First Things First: A Few Financial Basics and Character
2. How to Budget Like a Pro
3. How to Get Money Motivated
4. How to Amp Up Your Earning Potential
5. How to Keep Debt at Bay
6. How to Shop Smart
7. How to Save Right for Retirement
8. How to Best Build—and Track—Your Credit
9. How to Get Properly Insured
10. How to Prepare for Rainy (Financial) Days
11. How to Approach Investing
Along with the financial awareness courses, the clients will be given completion courses on the real estate buying process. The buying process will be made up of 6 steps for the client to understand and a small exam will be given at this part of the ADS program. The 6 steps are:
Step 1. Check the credit score to sell where their capabilities are now
Step 2. Find out how much they can afford and their new found capability.
Step 3. Choice between the right lenders that fits their situation
Step 4. Look at the Right Homes
Step 5. Make an offer on the home of their chosen
The last stage of the American Dream Process:
Step 1. Get the right Mortgage
Step 2. Close on your home
Step 3. Move In
Real Estate Investment Conglomerate (REIC)